Hazard Insurance

When it comes to protecting your personal possessions, many people may think that their homeowner’s or renter’s insurance policy will cover everything they own. However, this is not always the case. In fact, standard homeowner’s insurance policies often come with limits on how much coverage is available for certain items, such as jewelry, artwork, and…

Are you worried about potential flooding to your home or property? Flood insurance is an essential piece of coverage that may provide financial protection should the worst happen. In this blog we will explore flood insurance and discuss if you are properly protected. We will cover the basics of what is included in a flood…

Renters insurance is a type of insurance that protects renters from financial loss in the event of damage or theft of their personal property. While many renters may not consider it a necessity, there are several reasons why having renters insurance is important. Why Renters Need Insurance Protection of Personal Property Renters insurance will cover…

Introduction: As a landlord, you are responsible for the safety and well-being of your tenants and their property. One of the best ways to protect yourself and your investment is by purchasing landlord insurance. This type of insurance provides coverage for damages to your rental property and liability for injuries sustained by tenants or their…

When it comes to purchasing homeowner’s insurance, one of the most important decisions you’ll make is determining how much dwelling coverage you need. This coverage protects the physical structure of your home, including the walls, roof, and foundation, in the event of damage from a covered loss. But how do you know how much coverage…

When it comes to insuring your home, determining the replacement cost is crucial. The replacement cost is the amount of money it would take to rebuild your home in the event of a total loss, such as from a fire or natural disaster. It is important to have an accurate replacement cost in order to…

When it comes to protecting your assets, personal property coverage is an important consideration. Personal property coverage is a type of insurance that helps protect your possessions in the event of damage or loss. It can include coverage for items such as furniture, electronics, and jewelry.  However, not all personal property coverage is created equal.…

Liability insurance is a type of insurance coverage that helps protect you from financial loss if you’re found legally responsible for causing injury or damage to someone else or their property. When it comes to determining how much liability coverage you need, there are a few factors to consider. The Importance of Liability Coverage Liability…

Introduction: When it comes to preparing for the unexpected, many people focus on the cost of replacing their home or car in the event of a disaster. However, one aspect of disaster planning that is often overlooked is the cost of replacing personal belongings. From furniture and clothing to electronics and jewelry, the cost of…

As a homeowner, it’s essential to ensure that you have adequate insurance coverage to protect your property and assets in case of unexpected events. One type of coverage that is often overlooked is Additional Living Expenses (ALE) coverage. This coverage can provide financial assistance for expenses incurred while your home is uninhabitable due to a…